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Profile photo of a State Farm Agent named: Nikki Roy
State Farm® Insurance Agent

Nikki Roy

1700 Mall Dr.
Duluth, MN 55811-3849

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 4:30pm
After Hours by Appointment
Call or text us 24 hours a day!


1700 Mall Dr.
Duluth, MN 55811-3849



Happy Spring....or should I say second winter? Hope everyone is staying safe out there!

My name is Nikki at Nikki Roy State Farm Insurance Agency. I am very excited to get to know you and help you protect the things that mean the most to you! I am originally from the area, graduated from Cloquet Senior High in 2006 and then proceeded to attend and graduate from the University of Minnesota Duluth. I have a passion for people and love being able to stay close to home and do what I love.

I have been with State Farm since 2018, and after many years of gaining industry knowledge I was fortunate enough to earn my opportunity February 2022 to open my doors here in Duluth. My office offers insurance protection to all of Minnesota and Wisconsin families. We help people personalize insurance plans that properly protect their vehicles and homes as well as ensure they are taking advantage of all the discounts available to them. We have a dedicated staff based right here in Duluth to help you better understand what auto insurance, home insurance, and life insurance needs are right for you.

The Nikki Roy - State Farm Insurance Agency proudly serves Hermantown, Proctor, and the surrounding areas in Duluth! Not only can we help with Auto Insurance, Home Insurance, Life Insurance but also with Renters Insurance, Pet Insurance, and Boat Insurance. We also assist small business owners with their Commercial lines of Insurance. Call, Text, Click or, Stop by today for a free Insurance quote.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

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The mission of our office is to help manage the risk of everyday life and recover from the unexpected, so we can invest in your future together while providing unparalleled customer service.

Lindsey Switzer State Farm Agent Team Member

Lindsey Switzer

Office Manager

Lindsey is our Office Manager and Small Business Specialist. She enjoys working with business owners to protect their livelihood. She loves living in Duluth and takes full advantage of all the trails and parks in the area, as well as the local restaurants and shops. On Saturday mornings, you can find her with a good book and a cup of coffee.

Lane Empson State Farm Agent Team Member

Lane Empson

Account Representative

Lane is excited to be your go to insurance representative. His favorite part of working for Nikki Roy State Farm is being able to educate his customers on the right products for them. As an avid sports fan, Lane is always ready to talk about the Vikings (he just might need some time after this last season).


Hana Hellmers


We joke that Hana is our office “MacGyver”, she is prepared for any situation. If you’ve called our office needing a tire change or a jump start, you’ve met Hana! She works with us part time. When she’s not manning our front desk, she is guiding backwoods excursions.